Last updated: March 11, 2026
Please read these terms and conditions carefully before using Our Service.
We might operate as a Broker to get your insurance coverage, this depends on our available insurance carriers. The following points are applicable when we are working with you as a Broker:
(1) The Broker transacts insurance on behalf of the consumer (You), and not on behalf of the insurance carrier. (2) If we are charging a Broker fee, or if there are any other fees known to us that will be charged by persons other than Broker or the insurance carrier in connection with current placement of your insurance, we will inform you about these fees. (3) The Broker is or may be entitled to compensation from the insurance carrier for the consumer’s purchase of insurance through the Broker.
This link from the California Department of Insurance website has Broker Fee Regulations Brochures for Residential Insurance and Automobile Insurance.
In connection with obtaining an insurance quote, applying for or renewing insurance, we will obtain information about you, this information might include your driving record and claims history information from consumer reporting agencies. By getting a quote through us, the applicant provides consent for us to obtain such consumer reports.
The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.
For the purposes of these Terms and Conditions:
Affiliate means an entity that controls, is controlled by or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
Country refers to: California, United States
Company, Broker, Agent, Producer (referred to as either "the Company", "the Broker" , "the Agent" , "the Producer" , "We", "Us" or "Our" in this Agreement) refers to the website owner, a licenced insurance producer in California. (Name: Insuredz Insurance Services - CA License#: 4524542 - Phone: 949 365 6377 - Email: sam.h@insuredz.com).
Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.
Service refers to the Website.
Terms and Conditions (also referred as "Terms") mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service. Parts of this Terms and Conditions agreement has been created with the help of the Terms and Conditions Generator.
Third-party Social Media Service means any services or content (including data, information, products or services) provided by a third-party that may be displayed, included or made available by the Service.
Website refers to insuredz.com, accessible from https://insuredz.com
You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Company. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Service.
Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users and others who access or use the Service.
By accessing or using the Service You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms and Conditions then You may not access the Service.
You represent that you are over the age of 18.
Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Privacy Policy of the Company. Our Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your personal information when You use the Application or the Website and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Service.
Our Service may contain links to third-party web sites or services that are not owned or controlled by the Company.
The Company has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such web sites or services.
We strongly advise You to read the terms and conditions and privacy policies of any third-party web sites or services that You visit.
We try our best to provide most accurate and up to date information in this Website. However, this information can have errors or can become outdated due to new laws, industry standards, or any other factors. Specific information from specific insurance companies can be different from what's on this Website. You are encouraged to read your specific insurance paperwork carefully and thoroughly. By using this Website, you agree to indemnify, defend, and hold harmless the Website, the Company and its officers, employees, and representatives from and against all claims, damages, losses, and expenses, including attorney's fees, arising out of or resulting from the information provided in this website.
The laws of the Country, excluding its conflicts of law rules, shall govern this Terms and Your use of the Service. Your use of the Application may also be subject to other local, state, national, or international laws.
If You have any concern or dispute about the Service, You agree to first try to resolve the dispute informally by contacting the Company.
You represent and warrant that (i) You are not located in a country that is subject to the United States government embargo, or that has been designated by the United States government as a "terrorist supporting" country, and (ii) You are not listed on any United States government list of prohibited or restricted parties.
If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.
Except as provided herein, the failure to exercise a right or to require performance of an obligation under these Terms shall not affect a party's ability to exercise such right or require such performance at any time thereafter nor shall the waiver of a breach constitute a waiver of any subsequent breach.
These Terms and Conditions may have been translated if We have made them available to You on our Service. You agree that the original English text shall prevail in the case of a dispute.
We reserve the right, at Our sole discretion, to modify or replace these Terms at any time. If a revision is material We will make reasonable efforts to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at Our sole discretion.
By continuing to access or use Our Service after those revisions become effective, You agree to be bound by the revised terms. If You do not agree to the new terms, in whole or in part, please stop using the website and the Service.
If you have any questions about these Terms and Conditions, You can contact us: