Professional Liability Insurance in California: Protect Your Career
Also known as Errors & Omissions (E&O) insurance, professional liability insurance covers claims of negligence, errors, or omissions in your professional services.
Who needs it?
- Consultants
- Contractors
- Medical professionals
- Financial advisors
- Lawyers
- Anyone providing expert advice or services
What it covers:
- Legal fees and settlements
- Damages awarded to clients
- Defense costs
Standard Exclusions:
- Intentional Acts: Criminal, fraudulent, or dishonest behavior is not covered.
- Physical Incidents: Bodily injury and property damage are typically excluded and require General Liability Insurance.
- Internal Disputes: Lawsuits filed by your own business against others.
Why get it?
- Protect your business and personal assets.
- Build client trust with coverage in place.